Your non-agency, solution-oriented lending partner.
Help your borrowers who fall outside traditional lending guidelines with a full suite of Non-QM, Private Money, and Bridge Loan products.
Our Loan Programs
Our Experience
The team at Pacific Mortgage Capital have a combined 50+ years of agency, non-agency and alternative lending experience.
- $1B + in loan origination
- 10,000 + loans funded
Who We Help
We Help Self-employed Borrowers
Pacific Mortgage Capital offers self-employed borrowers an alternative way to show the true cash flow of their business to qualify for the purchase or refinance of their primary and investment properties.
Bruised credit/Credit event, Foreclosure, bankruptcy
We offer responsible solutions for credit-impaired borrowers who would otherwise be turned away from a conventional lender. This program allows borrowers to get back on their feet, repair their credit and eventually refinance into a lower rate loan with our conventional lending peers.
Investors
Our flexible Investor Flex Loan Program can be underwritten to property income.
Unlimited financed properties
Most lenders will cap the number of properties investors can have in their portfolio at 4. We don’t.
Transitional bridge loans
Our transitional bridge loan product helps homeowners buy their next home before selling their current home.
- Residental purchase
- Business
- Self-employed
- Investor
- Unlimited financed properties
- Transitional bridge loan
- Jumbo products
Get Approved Now
Fill out the short application to get approved!
Copyright © 2024 Pacific Private Money Inc., DBA Pacific Mortgage Capital. All rights reserved. Pacific Private Money Inc. is the owner of all related designs, trademarks, copyrights, and other intellectual property. This is a business-to-business website NOT TO BE UTILIZED BY CONSUMERS. Rates, fees, and programs are subject to change without notice. Other restrictions may apply. Pacific Private Money Inc., DBA Pacific Mortgage Capital. Equal Housing Lender. NMLS ID: 945582 – nmlsconsumeraccess.org.
Licensed by the California Department of Real Estate (DRE License No. 01897444) and licensed under the California Finance Lenders Law (License No. 6054605). Loans made or arranged pursuant to a California Finance Lenders Law license.