A Member of the Pacific Private
Money Group Family of Funds


A Mortgage Pool Fund With Liquidity and No Enfored Lockup


The objective of the PMC Fund One is to provide investors a place to park funds that they prefer to keep relatively liquid, with no lockup or long-term commitment. The Fund is designed to be highly liquid, allowing investors to withdraw their funds anytime within 30 days or less. Fund member investments are secured by California deeds of trust.


The PMC Fund One is designed to provide the capital our firm needs to fund and close real estate loans that we later sell to institutional investors. It is also designed to hold short-term loans that are expected to pay off in less than 90 days. The Fund pays its members annualized returns of up to 9% depending on the amount invested.


The PMC Fund One allows PMC to close and sell more loans and meet the growing demand for its loan products. The Fund acts like a warehouse line of credit, which we clear every two-three weeks. The PMC Fund One capital is only used to fund loans for which we have a ready buyer commitment or are super short-term in duration. The Fund is not intended to be a portfolio lender. The only assets of the Fund are cash and real estate-secured loans.


Minimum Investment: $250,000
Fixed Investor Return: 8%

  • $250,000-$500,000, pavs 8%
  • $500,000-$1,000,000 pays 9%
  • $1,000,000 +, pas 10%

Loan Asset Criteria:

  • Primarily 1st Position Notes
  • Primarily SFR1-4
  • Some small commercial properties

Distributions: Quarterly


Pacific Mortgage Capital


The Fund’s management team is comprised of three experienced real estate

William Aubrey

Bill is President of Pacific Mortgage Capital, LLC and his real estate finance
career spans over 35 years, including loan origination, sales management
investor relations, and 25 years as Chief Investment officer successfully
managing a large private money fund.

Tammy Blanchard

is a 25-year real estate finance professional specializing in business
development, management, sales, and marketing, She is the Executive Vice
President of Pacific Mortgage Capital, LLC. and has helped lead the
development and growth of the Pacific Mortgage Capital, LLC

John C. Jackson

JJ is a 20-plus-year professional in the Real Estate and Mortgage Industry. He
has managed RE portfolios that purchased, sold, and rehabbed SFR1-4
nationwide. He also worked with construction contractors to provide
construction loans for spec. development.

Frequently Asked Questions:

What are alternative investment fund types?

In essence, Alt investments are alternatives to traditional stock, bonds, CD’s and money market accounts. A major difference is that traditional investments are traded on a securities exchange, and most alternative investments are non-traded. These Alt’s are offered directly to investors through broker-dealers, financial advisors or direct from the company offering the investment. Popular Alt’s today include non-traded Real Estate Investment Trusts (REIT)s, Limited Partnerships, Private Placements and real estate-secured deeds. We offer two types of alternative investments, a family of private placement mortgage funds and individual trust deeds. These high yield investment funds and trust deeds can be an important component of a well-performing portfolio. Real estate debt-secured investments offer certain safety and security features that can limit downside in the event of a major market correction.

What is a private placement alternative investment?

A private placement is a type of security that is exempt from full registration under federal securities law. Private placements provide investors with disclosure information through an offering memorandum. This disclosure document, often referred to as private placement memorandum, includes a summary of the offering terms, risks associated with the investment and a full description of the issuing company.

Should I invest in trust deeds or mortgage pool funds?

Which type is best for you depends on your personal investment profile. Alternative funds are a more passive investment, while investing in trust deeds requires active involvement. Another key difference is control. With a mortgage fund, control of how capital is invested resides with the manager. With trust deeds, the investor decides which loan to purchase. Moving some of your profits from traditional investment types to high yielding funds and trust deeds can be one method to re-balance a portfolio.

How is your risk diversified in a High Yield Fund?

High yield investment funds spread the risk over all of the loans in the portfolio. If a borrower defaults on a loan in the fund, this will generally not make a significant impact on the shareholder earnings. This is a result of the risk spread over a great number of loans rather than one.