Our Credit Solutions Loan Programs offer responsible solutions for credit-impaired borrowers..

Standard Documentation

• LTVs up to 90%
• FICOs down to 600
• DTI up to 55%
• Loan amounts from $100k to $3mm
• Interest-only available
• Cash-out options
• 24-Months s Bankruptcy, Foreclosure or Short Sale / DIL
• Non-warrantable condo financing program available

Alternative Documentation

• LTVs up to 85%
• FICOs down to 600
• DTI up to 50%
• Loan amounts up to $3mm
• Interest-only available
• Cash-out options
• Options for self-employed borrowers
• 12-month and 24-month alternative documentation programs available
• P&L
• VOE
• 1099
• Non-warrantable condo financing program available

Second Homes and Investment Properties

• LTVs up to 80%
• FICOs down to 600
• DTI up to 50%
• Loan amounts up to $3mm
• Cash-out options
• Foreign nationals eligible
• 12-month and 24-month bank statement programs available

Our non-QM programs break through the barriers that keep creditworthy borrowers from the financing they need, through proven processes and common-sense underwriting.

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Licensed by the California Department of Real Estate (DRE License No. 01897444) and licensed under the California Finance Lenders Law (License No. 6054605). Loans made or arranged pursuant to a California Finance Lenders Law license.